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Knee Replacement Surgery Cost in Maryland (2026)

Last updated: May 2026

Knee Replacement Surgery costs $20,658 on average without insurance in Maryland, based on actual CMS data from 3 hospitals. Prices range from $2,698 to $5,642 depending on hospital, facility type, and whether you pay cash. These figures come from federally required hospital price transparency files — not estimates.

3 hospitals in Maryland report pricing for knee replacement surgery. The average cash price is $20,658.

Hospitals

3

in Maryland

Average List Price

$3,720

gross charge

Average Cash Price

$20,658

-455% below list price

Price Range

$2,698 – $5,642

2.1x spread

Hospital Prices in Maryland

Sorted by lowest cash price
GREATER BALTIMORE MEDICAL CENTER

BALTIMORE, MD · Voluntary non-profit - Private

0.1/10

List Price

$2,698

Cash Price

$2,698

Negotiated Range

$1,355$2,698

HOLY CROSS HOSPITAL

SILVER SPRING, MD · Voluntary non-profit - Church

0.1/10

List Price

$5,642

Cash Price

$21,100

Negotiated Range

$75$15,382

HOLY CROSS GERMANTOWN HOSPITAL

GERMANTOWN, MD · Voluntary non-profit - Private

0.1/10

List Price

$2,821

Cash Price

$38,176

Negotiated Range

$75$2,957

Knee Replacement Surgery Cost by City in Maryland

Knee Replacement Surgery Cost in Other States

What Affects Knee Replacement Surgery Cost in Maryland

Hospital charges for knee replacement surgery in Maryland vary widely based on facility type, geographic competition, and payer mix.

For knee replacement surgery in Maryland, the choice of facility can mean thousands of dollars in price difference. Teaching hospitals and major health systems typically maintain higher chargemaster rates, while community hospitals and outpatient centers may offer competitive self-pay pricing.

Based on data from 3 hospitals in Maryland, knee replacement surgery prices range from $2,698 to $5,642 — a 2.1x difference. This wide variation underscores why comparing prices before scheduling is critical for controlling your out-of-pocket costs.

Hospital vs. Outpatient Center Pricing in Maryland

Knee replacement surgery in Maryland can be performed in different settings depending on clinical complexity: hospital inpatient, hospital outpatient, or ambulatory surgery center (ASC).

ASCs typically offer lower prices because they have lower overhead and specialize in efficient, high-volume outpatient procedures. For eligible patients, ASCs can save 30–60% compared to hospital outpatient departments.

Not all patients are candidates for outpatient surgery. Your surgeon will determine the appropriate setting based on your health history, the procedure's complexity, and anticipated recovery needs.

Self-Pay vs. Insurance Cost Differences in Maryland

Self-pay patients in Maryland often have access to significantly discounted rates for knee replacement surgery. Under federal price transparency rules (45 CFR § 180.50), hospitals must publish their discounted cash prices alongside standard charges.

Insured patients should check their plan's Summary of Benefits and contact their insurer for a pre-authorization cost estimate. Your out-of-pocket cost depends on your deductible, copay or coinsurance, and whether the provider is in-network. Even with insurance, comparing hospitals can help you choose a provider where your plan negotiates the best rates.

Related Procedure Costs

Frequently Asked Questions About Knee Replacement Surgery Cost in Maryland

How much does Knee Replacement Surgery cost in Maryland?
The average cash price for knee replacement surgery in Maryland is $20,658. Prices range from $2,698 to $5,642 depending on the hospital and whether you pay cash or use insurance.
Why do Knee Replacement Surgery prices vary so much in Maryland?
Hospital prices for knee replacement surgery in Maryland differ based on facility type (hospital vs. independent center), negotiated insurance rates, hospital overhead, and local market competition. Hospitals with less nearby competition tend to charge more.
Can I get a cheaper Knee Replacement Surgery by paying cash?
Yes. In Maryland, the average cash price for knee replacement surgery is $20,658, which is -455% below the average list price of $3,720. Many hospitals offer additional discounts if you pay upfront.
What is the cheapest hospital for Knee Replacement Surgery in Maryland?
The cheapest hospital depends on current published rates. Use the price comparison table above to see which facility in Maryland offers the lowest cash price for knee replacement surgery. Prices can change, so verify directly with the hospital before scheduling.
Does insurance cover Knee Replacement Surgery?
Most health insurance plans cover knee replacement surgery when medically necessary and ordered by a physician. Your out-of-pocket cost depends on your deductible, copay, and coinsurance, and whether the provider is in-network. Contact your insurer for a pre-authorization estimate.

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Data sourced from hospital machine-readable price transparency files as required by 45 CFR Parts 180 and 182. Prices are informational only and may not reflect current rates. Always confirm pricing directly with the hospital before scheduling.